There is not a lot that Democrats and Republicans can agree on with respect to Obamacare, but on April 1, 2014 the President signed into law a Medicare bill which had a provision tucked inside that will bring some important changes to the small employer insurance market. The problem that needed fixing was that Obamacare originally capped deductibles to $2,000 for individuals and $4,000 for families. Any plan in the small group or individual market with higher deductibles would be illegal.
The Department of Health and Human Services issued a waiver for 2014, because a whopping 96% of the plans in the bronze tier (the lowest tier) exceeded those caps. This fix will do away with those caps permanently.
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